/* ==========================================================================
   Quote Bridge - Royal Emerald & Pure White Color Theme
   Domain: www.quotebridge.us | Email: connect@quotebridge.us
   Theme Palette:
   - Main Page Background: #FAFCF8
   - Card / Container Backgrounds: #FFFFFF
   - Primary Brand / Headings: #0B2C24 (Deep Royal Emerald)
   - Secondary / Badges / Accents: #145A48 (Rich Forest Jade)
   - Main CTA Button: #0E7C59 (Vibrant Emerald)
   - Subtle Highlight / Badge Borders: #D4AF37 (Warm Champagne Gold)
   - Body Text: #1F2937 (Dark Charcoal)
   - Borders & Dividers: #E2ECE6 (Soft Jade-Tinted Borders)
   ========================================================================== */

/* --------------------------------------------------------------------------
   1. CSS VARIABLES & DESIGN TOKENS
   -------------------------------------------------------------------------- */
:root {
  /* Royal Emerald Palette Tokens */
  --color-navy: #0B2C24; /* Primary Brand / Headings */
  --color-emerald-deep: #0B2C24;
  --color-emerald-dark: #061B16;
  
  --color-blue-trust: #145A48; /* Secondary / Badges / Accents */
  --color-blue-cta: #0E7C59; /* Main CTA Button */
  --color-blue-cta-hover: #0A6447;
  --color-blue-bg-soft: #FAFCF8; /* Main Page Background */
  --color-blue-pale: #EBF5F0;
  --color-blue-border: #DCE7E1;
  
  --color-gold-accent: #D4AF37; /* Warm Champagne Gold */
  --color-mint-accent: #E2ECE6;
  --color-mint-text: #0E7C59;
  
  --color-white: #FFFFFF;
  --color-bg-light: #FAFCF8;
  --color-bg-card: #FFFFFF;
  --color-border: #E2ECE6;
  --color-border-input: #DCE7E1;
  --color-border-focus: #0E7C59;
  
  /* Text Colors */
  --color-text-main: #1F2937; /* Clean dark charcoal */
  --color-text-muted: #4B5563;
  --color-text-subtle: #6B7280;
  --color-text-light: #FFFFFF;
  
  /* Feedback States */
  --color-error: #D92D20;
  --color-error-bg: #FEF3F2;
  --color-error-border: #FECDCA;
  --color-success: #0E7C59;
  --color-success-bg: #F0FDF4;
  --color-success-border: #BBF7D0;
  
  /* Typography */
  --font-heading: 'Manrope', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  
  /* Shadows */
  --shadow-sm: 0 1px 3px rgba(11, 44, 36, 0.04);
  --shadow-md: 0 4px 16px -2px rgba(11, 44, 36, 0.08), 0 2px 6px -1px rgba(11, 44, 36, 0.03);
  --shadow-lg: 0 12px 32px -4px rgba(11, 44, 36, 0.12), 0 4px 12px -2px rgba(11, 44, 36, 0.04);
  --shadow-form: 0 24px 50px -12px rgba(11, 44, 36, 0.15), 0 0 0 1px rgba(14, 124, 89, 0.12);
  --shadow-btn: 0 8px 22px rgba(14, 124, 89, 0.28);
  --shadow-btn-hover: 0 12px 28px rgba(14, 124, 89, 0.38);
  
  /* Layout Spacing */
  --container-max-width: 1240px;
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 14px;
  --radius-xl: 20px;
  --radius-pill: 9999px;
  
  /* Transitions */
  --transition-fast: 0.15s ease;
  --transition-normal: 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

/* --------------------------------------------------------------------------
   2. RESET & BASE STYLES
   -------------------------------------------------------------------------- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
  overflow-x: hidden;
  max-width: 100vw;
}

body {
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.6;
  color: var(--color-text-main);
  background-color: var(--color-bg-light);
  overflow-x: hidden;
  max-width: 100vw;
  width: 100%;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

#main-content {
  overflow-x: hidden;
  width: 100%;
}

/* Headings */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.2;
  color: var(--color-navy);
  letter-spacing: -0.02em;
}

p {
  margin-bottom: 1rem;
}

p:last-child {
  margin-bottom: 0;
}

a {
  color: var(--color-blue-cta);
  text-decoration: none;
  transition: color var(--transition-fast);
}

a:hover {
  color: var(--color-blue-cta-hover);
}

ul, ol {
  list-style: none;
}

img, svg {
  display: block;
  max-width: 100%;
}

button, input, select, textarea {
  font-family: inherit;
  font-size: inherit;
  line-height: inherit;
}

/* --------------------------------------------------------------------------
   3. UTILITIES & CONTAINER
   -------------------------------------------------------------------------- */
.container {
  width: 100%;
  max-width: var(--container-max-width);
  margin-left: auto;
  margin-right: auto;
  padding-left: 1.5rem;
  padding-right: 1.5rem;
}

@media (max-width: 480px) {
  .container {
    padding-left: 1rem;
    padding-right: 1rem;
  }
}

.text-white {
  color: var(--color-white) !important;
}

.text-muted-light {
  color: var(--color-text-muted) !important;
}

.section {
  padding-top: 5rem;
  padding-bottom: 5rem;
  background-color: var(--color-bg-light);
}

@media (max-width: 768px) {
  .section {
    padding-top: 3.5rem;
    padding-bottom: 3.5rem;
  }
}

.section-header-center {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 3.5rem auto;
}

.section-header-left {
  max-width: 720px;
  margin-bottom: 3rem;
}

.section-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-family: var(--font-body);
  font-size: 0.8125rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-blue-trust);
  background-color: var(--color-blue-pale);
  border: 1px solid var(--color-border);
  padding: 0.4rem 0.9rem;
  border-radius: var(--radius-pill);
  margin-bottom: 1.1rem;
}

.section-badge-gold {
  color: #92400E;
  background-color: #FEF3C7;
  border: 1px solid var(--color-gold-accent);
}

.section-heading {
  font-size: 2.25rem;
  font-weight: 800;
  margin-bottom: 1rem;
  color: var(--color-navy);
}

@media (max-width: 768px) {
  .section-heading {
    font-size: 1.75rem;
  }
}

.section-subtext {
  font-size: 1.125rem;
  color: var(--color-text-muted);
  line-height: 1.6;
}

/* --------------------------------------------------------------------------
   4. TOP ADVERTISEMENT & TRUST BARS
   -------------------------------------------------------------------------- */
.top-advertisement-bar {
  background-color: var(--color-white);
  border-bottom: 1px solid var(--color-border);
  padding: 0.45rem 0;
  text-align: center;
}

.ad-notice-text {
  font-size: 0.75rem;
  color: var(--color-text-muted);
  font-weight: 500;
  margin: 0;
}

.top-trust-bar {
  background-color: #F0F6F3;
  border-bottom: 1px solid var(--color-border);
  padding: 0.55rem 0;
}

.top-trust-container {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 2.25rem;
  flex-wrap: wrap;
}

.top-trust-item {
  display: flex;
  align-items: center;
  gap: 0.45rem;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--color-navy);
}

.top-trust-item .trust-icon {
  color: var(--color-blue-cta);
  flex-shrink: 0;
}

@media (max-width: 768px) {
  .top-trust-container {
    gap: 1rem;
    justify-content: space-around;
  }
  .top-trust-item:nth-child(n+3) {
    display: none;
  }
}

/* --------------------------------------------------------------------------
   5. HEADER / NAVIGATION BAR
   -------------------------------------------------------------------------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background-color: var(--color-white);
  border-bottom: 1px solid var(--color-border);
  box-shadow: 0 2px 12px rgba(11, 44, 36, 0.04);
  transition: box-shadow var(--transition-normal);
}

.site-header.scrolled {
  box-shadow: 0 4px 20px rgba(11, 44, 36, 0.08);
}

.header-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 76px;
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  text-decoration: none;
  flex-shrink: 0;
}

.brand-logo-img {
  height: 76px;
  width: auto;
  display: block;
  flex-shrink: 0;
}

.footer-logo-img {
  height: 68px;
  width: auto;
  display: block;
  flex-shrink: 0;
}

.brand-name {
  font-family: var(--font-heading);
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--color-navy);
  letter-spacing: -0.03em;
  white-space: nowrap;
}

.brand-name-accent {
  color: var(--color-blue-cta);
}

.header-trust-tag {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--color-blue-trust);
  background-color: var(--color-blue-pale);
  border: 1px solid var(--color-gold-accent);
  padding: 0.25rem 0.65rem;
  border-radius: var(--radius-pill);
  margin-left: 0.5rem;
}

@media (max-width: 991px) {
  .header-trust-tag {
    display: none;
  }
}

.main-nav .nav-list {
  display: flex;
  align-items: center;
  gap: 2rem;
}

.main-nav .nav-link {
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--color-text-main);
  padding: 0.5rem 0;
  position: relative;
  transition: color var(--transition-fast);
}

.main-nav .nav-link:hover,
.main-nav .nav-link.active {
  color: var(--color-blue-cta);
}

.main-nav .nav-link.active::after {
  content: '';
  position: absolute;
  bottom: -18px;
  left: 0;
  right: 0;
  height: 3px;
  background-color: var(--color-blue-cta);
  border-radius: 3px 3px 0 0;
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.mobile-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
  flex-direction: column;
  gap: 5px;
}

.hamburger-line {
  width: 22px;
  height: 2px;
  background-color: var(--color-navy);
  border-radius: 2px;
  transition: transform var(--transition-fast), opacity var(--transition-fast);
}

@media (max-width: 1080px) {
  .main-nav {
    display: none;
  }
  .mobile-toggle {
    display: flex;
  }
}

/* Mobile Drawer */
.mobile-drawer {
  position: fixed;
  top: 76px;
  left: 0;
  right: 0;
  bottom: 0;
  background-color: var(--color-white);
  z-index: 999;
  transform: translateY(-100%);
  opacity: 0;
  visibility: hidden;
  transition: transform var(--transition-normal), opacity var(--transition-normal), visibility var(--transition-normal);
}

.mobile-drawer.is-open {
  transform: translateY(0);
  opacity: 1;
  visibility: visible;
}

.mobile-drawer-inner {
  padding: 2rem 1.5rem;
  display: flex;
  flex-direction: column;
  height: calc(100% - 76px);
  justify-content: space-between;
}

.mobile-nav-list {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.mobile-nav-link {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--color-navy);
  text-decoration: none;
}

.mobile-drawer-footer {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--color-border);
}

.mobile-email-link {
  text-align: center;
  font-size: 0.9375rem;
  color: var(--color-text-muted);
}

/* --------------------------------------------------------------------------
   6. BUTTONS & INTERACTIVE ELEMENTS
   -------------------------------------------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  font-family: var(--font-body);
  font-weight: 700;
  text-align: center;
  white-space: nowrap;
  border: 1px solid transparent;
  cursor: pointer;
  user-select: none;
  transition: all var(--transition-normal);
  text-decoration: none;
  padding: 0.85rem 1.5rem;
  border-radius: var(--radius-md);
  font-size: 1rem;
}

.btn-primary {
  background-color: var(--color-blue-cta);
  color: var(--color-white);
  box-shadow: var(--shadow-btn);
  border-radius: var(--radius-md);
}

.btn-primary:hover {
  background-color: var(--color-blue-cta-hover);
  color: var(--color-white);
  box-shadow: var(--shadow-btn-hover);
  transform: translateY(-2px);
}

.btn-primary:active {
  transform: translateY(0);
}

.btn-secondary {
  background-color: var(--color-white);
  color: var(--color-navy);
  border-color: var(--color-border);
  box-shadow: var(--shadow-sm);
  border-radius: var(--radius-md);
}

.btn-secondary:hover {
  background-color: var(--color-blue-pale);
  color: var(--color-blue-cta);
  border-color: var(--color-border-input);
  transform: translateY(-1px);
}

.btn-outline-dark {
  background-color: transparent;
  color: var(--color-navy);
  border: 2px solid var(--color-navy);
  border-radius: var(--radius-md);
}

.btn-outline-dark:hover {
  background-color: var(--color-navy);
  color: var(--color-white);
}

.btn-white {
  background-color: var(--color-blue-cta);
  color: var(--color-white);
  box-shadow: var(--shadow-btn);
  border-radius: var(--radius-md);
}

.btn-white:hover {
  background-color: var(--color-blue-cta-hover);
  color: var(--color-white);
  transform: translateY(-2px);
}

.btn-sm {
  padding: 0.55rem 1.1rem;
  font-size: 0.875rem;
}

.btn-md {
  padding: 0.85rem 1.5rem;
  font-size: 1rem;
}

.btn-lg {
  padding: 1.05rem 2rem;
  font-size: 1.0625rem;
}

.btn-block {
  width: 100%;
  display: flex;
}

/* --------------------------------------------------------------------------
   7. HERO SECTION WITH HERO LIFESTYLE BACKGROUND
   -------------------------------------------------------------------------- */
.hero-section {
  position: relative;
  background-image:
    linear-gradient(135deg, rgba(6, 20, 16, 0.72) 0%, rgba(11, 44, 36, 0.60) 50%, rgba(6, 20, 16, 0.78) 100%),
    url('https://images.unsplash.com/photo-1521737604893-d14cc237f11d?auto=format&fit=crop&w=1600&q=90');
  background-size: cover;
  background-position: center 30%;
  background-repeat: no-repeat;
  padding-top: 3.5rem;
  padding-bottom: 5rem;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

@media (max-width: 768px) {
  .hero-section {
    background-image:
      linear-gradient(180deg, rgba(6, 20, 16, 0.80) 0%, rgba(11, 44, 36, 0.70) 100%),
      url('https://images.unsplash.com/photo-1521737604893-d14cc237f11d?auto=format&fit=crop&w=1200&q=80');
    padding-top: 2rem;
    padding-bottom: 3.5rem;
  }
}

.hero-container {
  display: grid;
  grid-template-columns: 1fr 500px;
  gap: 3.5rem;
  align-items: flex-start;
  position: relative;
  z-index: 2;
}

.hero-container > * {
  min-width: 0;
}

@media (max-width: 1024px) {
  .hero-container {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }
}

/* Hero Left Content */
.hero-content {
  display: flex;
  flex-direction: column;
  min-width: 0;
}

.eyebrow-tag {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.8125rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--color-blue-trust);
  background-color: var(--color-white);
  border: 1px solid var(--color-gold-accent);
  padding: 0.35rem 0.85rem;
  border-radius: var(--radius-pill);
  box-shadow: 0 2px 8px rgba(11, 44, 36, 0.04);
  margin-bottom: 1.25rem;
  width: fit-content;
}

.eyebrow-dot {
  width: 8px;
  height: 8px;
  background-color: var(--color-blue-cta);
  border-radius: 50%;
  box-shadow: 0 0 0 2px rgba(14, 124, 89, 0.2);
}

.hero-title {
  font-size: 3.25rem;
  font-weight: 800;
  line-height: 1.15;
  color: #FFFFFF;
  margin-bottom: 1.25rem;
  letter-spacing: -0.03em;
  overflow-wrap: break-word;
  word-wrap: break-word;
  text-shadow: 0 2px 20px rgba(0,0,0,0.3);
}

.hero-title-highlight {
  color: #4ADE80;
}

@media (max-width: 1200px) {
  .hero-title {
    font-size: 2.75rem;
  }
}

@media (max-width: 768px) {
  .hero-title {
    font-size: 2rem;
  }
}

@media (max-width: 480px) {
  .hero-title {
    font-size: 1.75rem;
  }
}

.hero-description {
  font-size: 1.125rem;
  color: rgba(255, 255, 255, 0.82);
  line-height: 1.65;
  margin-bottom: 2rem;
  max-width: 580px;
}

/* Compact Trust Bullets */
.hero-bullets-list {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  margin-bottom: 2rem;
}

.hero-bullet-item {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  font-size: 1rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.92);
}

.hero-bullet-icon {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background-color: rgba(74, 222, 128, 0.25);
  color: #4ADE80;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-weight: 800;
  border: 1px solid rgba(74, 222, 128, 0.4);
}

/* Lifestyle Image Card in Hero */
.hero-lifestyle-card {
  display: flex;
  align-items: center;
  gap: 1.25rem;
  background-color: rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  padding: 1rem;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(255, 255, 255, 0.18);
  box-shadow: 0 8px 32px rgba(0,0,0,0.25);
  max-width: 540px;
}

.hero-lifestyle-img {
  width: 110px;
  height: 75px;
  object-fit: cover;
  border-radius: var(--radius-md);
  flex-shrink: 0;
}

.hero-lifestyle-text {
  display: flex;
  flex-direction: column;
}

.hero-lifestyle-quote {
  font-size: 0.875rem;
  font-weight: 600;
  color: #FFFFFF;
  line-height: 1.35;
  margin-bottom: 0.25rem;
}

.hero-lifestyle-author {
  font-size: 0.78125rem;
  color: rgba(255,255,255,0.65);
}

@media (max-width: 600px) {
  .hero-lifestyle-card {
    display: none;
  }
}

/* --------------------------------------------------------------------------
   8. FORM DESIGN — NEW MODERN STYLE
   -------------------------------------------------------------------------- */
.hero-form-wrapper {
  width: 100%;
}

.form-card {
  background-color: var(--color-white);
  border-radius: 24px;
  border: none;
  box-shadow: 0 30px 60px -15px rgba(11, 44, 36, 0.15), 0 10px 30px -10px rgba(11, 44, 36, 0.08);
  padding: 2.75rem 2.5rem 2.25rem 2.5rem;
  position: relative;
}

@media (max-width: 768px) {
  .form-card {
    padding: 2rem 1.5rem;
    border-radius: 20px;
  }
}

.form-card-badge-row {
  display: flex;
  align-items: center;
  margin-bottom: 1rem;
}

.badge-priority {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.7rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-blue-cta);
  background-color: var(--color-blue-pale);
  padding: 0.35rem 0.85rem;
  border-radius: 6px;
}

.badge-direct {
  display: none;
}

.form-card-header {
  margin-bottom: 1.75rem;
}

.form-title {
  font-size: 1.85rem;
  font-weight: 800;
  color: var(--color-navy);
  line-height: 1.2;
  margin-bottom: 0.5rem;
}

.form-subtitle {
  font-size: 0.95rem;
  color: var(--color-text-muted);
  line-height: 1.5;
}

/* Form Alert */
.form-alert {
  padding: 0.85rem 1rem;
  border-radius: var(--radius-md);
  font-size: 0.875rem;
  font-weight: 600;
  margin-bottom: 1.25rem;
}

.form-alert-error {
  background-color: var(--color-error-bg);
  color: var(--color-error);
  border: 1px solid var(--color-error-border);
}

/* Form Grid & Inputs */
.inquiry-form {
  display: flex;
  flex-direction: column;
}

.form-grid-compact {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.1rem;
  margin-bottom: 1.25rem;
}

@media (max-width: 580px) {
  .form-grid-compact {
    grid-template-columns: 1fr;
    gap: 1rem;
  }
}

.form-group {
  display: flex;
  flex-direction: column;
}

.form-group-full {
  grid-column: 1 / -1;
}

.form-label {
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--color-navy);
  margin-bottom: 0.4rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.required-star {
  color: var(--color-error);
}

.optional-tag {
  font-size: 0.75rem;
  font-weight: 500;
  color: var(--color-text-subtle);
}

.form-input,
.form-select,
.form-textarea {
  width: 100%;
  height: 54px;
  padding: 0.75rem 1.25rem;
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--color-text-main);
  background-color: #F3F6F4;
  border: 1.5px solid transparent;
  border-radius: 12px;
  outline: none;
  transition: all var(--transition-fast);
}

.form-textarea {
  height: auto;
  min-height: 72px;
  resize: vertical;
}

.form-input:hover,
.form-select:hover,
.form-textarea:hover {
  background-color: #EBF1ED;
}

.form-input:focus,
.form-select:focus,
.form-textarea:focus {
  background-color: var(--color-white);
  border-color: var(--color-blue-cta);
  box-shadow: 0 0 0 4px rgba(14, 124, 89, 0.12);
}

.form-input.is-invalid,
.form-select.is-invalid,
.form-textarea.is-invalid {
  border-color: var(--color-error);
  background-color: var(--color-error-bg);
}

.select-wrapper {
  position: relative;
}

.select-wrapper::after {
  content: '';
  position: absolute;
  right: 1.1rem;
  top: 50%;
  transform: translateY(-50%);
  width: 0;
  height: 0;
  border-left: 5px solid transparent;
  border-right: 5px solid transparent;
  border-top: 6px solid var(--color-navy);
  pointer-events: none;
}

.form-select {
  appearance: none;
  -webkit-appearance: none;
  padding-right: 2.5rem;
  cursor: pointer;
}

/* Custom Checkbox */
.checkbox-label {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  cursor: pointer;
  user-select: none;
}

.form-checkbox {
  position: absolute;
  opacity: 0;
  width: 0;
  height: 0;
}

.checkbox-custom {
  width: 20px;
  height: 20px;
  border: 1.5px solid var(--color-border-input);
  border-radius: 5px;
  background-color: #FAFCF8;
  flex-shrink: 0;
  margin-top: 2px;
  position: relative;
  transition: all var(--transition-fast);
}

.form-checkbox:checked + .checkbox-custom {
  background-color: var(--color-blue-cta);
  border-color: var(--color-blue-cta);
}

.form-checkbox:checked + .checkbox-custom::after {
  content: '';
  position: absolute;
  left: 6px;
  top: 2px;
  width: 5px;
  height: 10px;
  border: solid white;
  border-width: 0 2px 2px 0;
  transform: rotate(45deg);
}

.form-checkbox.is-invalid + .checkbox-custom {
  border-color: var(--color-error);
  background-color: var(--color-error-bg);
}

.checkbox-text {
  font-size: 0.78125rem;
  color: var(--color-text-muted);
  line-height: 1.45;
}

.inline-link {
  color: var(--color-blue-cta);
  text-decoration: underline;
}

.field-error-message {
  font-size: 0.75rem;
  color: var(--color-error);
  font-weight: 600;
  margin-top: 0.3rem;
  display: none;
}

.field-error-message.visible {
  display: block;
}

/* Vibrant Emerald Submit Button */
.form-submit-container {
  margin-top: 0.75rem;
}

#submit-inquiry-btn {
  width: 100%;
  min-height: 62px;
  font-size: 1.15rem;
  font-weight: 800;
  background-color: var(--color-blue-cta);
  color: var(--color-white);
  border-radius: 12px;
  box-shadow: 0 10px 24px -6px rgba(14, 124, 89, 0.4);
  transition: all var(--transition-normal);
  letter-spacing: 0.02em;
}

#submit-inquiry-btn:hover {
  background-color: var(--color-blue-cta-hover);
  box-shadow: 0 14px 28px -6px rgba(14, 124, 89, 0.5);
  transform: translateY(-3px);
}

.form-security-footer {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.85rem;
  margin-top: 1rem;
  padding-top: 0.85rem;
  border-top: 1px solid var(--color-border);
}

.security-item {
  display: flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.78125rem;
  font-weight: 600;
  color: var(--color-text-muted);
}

.security-item svg {
  color: var(--color-blue-cta);
}

/* ── Thank You / Success State ─────────────────────────────── */
.form-success-state {
  text-align: center;
  padding: 2rem 1rem 1.5rem;
  animation: fadeInUp 0.45s ease forwards;
}

@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(16px); }
  to   { opacity: 1; transform: translateY(0); }
}

.ty-icon-ring {
  width: 74px;
  height: 74px;
  border-radius: 50%;
  background: linear-gradient(135deg, #E8F8F1 0%, #D1F2E3 100%);
  border: 2.5px solid #0E7C59;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.25rem auto;
  box-shadow: 0 0 0 6px rgba(14,124,89,0.10);
}

.ty-title {
  font-size: 1.65rem;
  font-weight: 800;
  color: var(--color-navy);
  margin-bottom: 0.3rem;
  letter-spacing: -0.02em;
}

.ty-subtitle {
  font-size: 1rem;
  color: var(--color-text-muted);
  margin-bottom: 1.5rem;
}

.ty-detail-box {
  background: #F0FDF4;
  border: 1px solid #BBF7D0;
  border-radius: var(--radius-md);
  padding: 1rem 1.25rem;
  margin-bottom: 1.5rem;
  text-align: left;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}

.ty-detail-line {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.9rem;
  color: var(--color-text-main);
  margin: 0;
}

.ty-detail-line svg {
  color: #0E7C59;
  flex-shrink: 0;
}

.ty-steps {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  margin-bottom: 1.25rem;
  flex-wrap: wrap;
}

.ty-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.3rem;
}

.ty-step-num {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: #E2ECE6;
  color: #145A48;
  font-weight: 800;
  font-size: 0.875rem;
  display: flex;
  align-items: center;
  justify-content: center;
}

.ty-step-active .ty-step-num {
  background: #0E7C59;
  color: #fff;
  box-shadow: 0 4px 12px rgba(14,124,89,0.30);
}

.ty-step-text {
  font-size: 0.7rem;
  font-weight: 600;
  color: var(--color-text-muted);
  white-space: nowrap;
}

.ty-step-arrow {
  font-size: 1.1rem;
  color: #C4D9CE;
  margin-bottom: 1rem;
}

.ty-ref-line {
  font-size: 0.78rem;
  color: var(--color-text-muted);
  margin: 0;
}

.ty-ref-code {
  font-family: monospace;
  font-weight: 700;
  color: var(--color-navy);
  background: #EBF5F0;
  padding: 0.1rem 0.5rem;
  border-radius: 4px;
}


/* --------------------------------------------------------------------------
   9. WHY US / BENEFITS SECTION
   -------------------------------------------------------------------------- */
.section-why-us {
  background-color: var(--color-bg-light);
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.75rem;
}

@media (max-width: 1024px) {
  .why-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 580px) {
  .why-grid {
    grid-template-columns: 1fr;
  }
}

.why-card {
  background-color: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 2rem 1.5rem;
  transition: transform var(--transition-normal), box-shadow var(--transition-normal), border-color var(--transition-normal);
  position: relative;
  overflow: hidden;
}

.why-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--color-border-input);
}

.why-icon-box {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  background-color: var(--color-blue-pale);
  color: var(--color-blue-cta);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
}

.why-card-title {
  font-size: 1.1875rem;
  font-weight: 700;
  color: var(--color-navy);
  margin-bottom: 0.65rem;
}

.why-card-text {
  font-size: 0.9375rem;
  color: var(--color-text-muted);
  line-height: 1.55;
  margin: 0;
}

/* --------------------------------------------------------------------------
   10. CONSUMER PROTECTION SECTION
   -------------------------------------------------------------------------- */
.section-infrastructure {
  background-color: var(--color-white);
  border-top: 1px solid var(--color-border);
  border-bottom: 1px solid var(--color-border);
}

.feature-two-col-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

@media (max-width: 991px) {
  .feature-two-col-grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }
}

.feature-col-text .section-heading {
  margin-bottom: 1rem;
}

.feature-checklist {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  margin: 2rem 0;
}

.checklist-item {
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
  font-size: 0.95rem;
  color: var(--color-text-main);
  line-height: 1.5;
}

.check-icon {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background-color: var(--color-blue-pale);
  color: var(--color-blue-cta);
  font-size: 0.85rem;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 2px;
}

.media-frame {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  border: 4px solid var(--color-white);
}

.media-frame-img {
  width: 100%;
  height: 380px;
  object-fit: cover;
}

.media-floating-badge {
  position: absolute;
  bottom: 1.25rem;
  left: 1.25rem;
  right: 1.25rem;
  background-color: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(8px);
  color: var(--color-navy);
  border: 1px solid var(--color-border);
  padding: 0.85rem 1.25rem;
  border-radius: var(--radius-md);
  font-size: 0.84375rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  gap: 0.5rem;
  box-shadow: var(--shadow-md);
}

.floating-badge-dot {
  width: 8px;
  height: 8px;
  background-color: var(--color-blue-cta);
  border-radius: 50%;
  flex-shrink: 0;
}

/* --------------------------------------------------------------------------
   11. COVERAGE OPTIONS (CAMPAIGN CARDS)
   -------------------------------------------------------------------------- */
.section-campaigns {
  background-color: var(--color-bg-light);
}

.campaign-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
}

@media (max-width: 1024px) {
  .campaign-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 580px) {
  .campaign-grid {
    grid-template-columns: 1fr;
  }
}

.campaign-card {
  background-color: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: transform var(--transition-normal), box-shadow var(--transition-normal), border-color var(--transition-normal);
}

.campaign-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-border-input);
}

.campaign-card-media {
  position: relative;
  height: 180px;
  overflow: hidden;
}

.campaign-card-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.4s ease;
}

.campaign-card:hover .campaign-card-img {
  transform: scale(1.05);
}

.campaign-badge-pill {
  position: absolute;
  top: 0.85rem;
  left: 0.85rem;
  background-color: var(--color-navy);
  color: var(--color-white);
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 0.25rem 0.65rem;
  border-radius: var(--radius-pill);
}

.card-content {
  padding: 1.5rem;
  flex-grow: 1;
  display: flex;
  flex-direction: column;
}

.card-title {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--color-navy);
  margin-bottom: 0.5rem;
}

.card-description {
  font-size: 0.90625rem;
  color: var(--color-text-muted);
  line-height: 1.55;
  margin: 0;
}

.card-footer {
  padding: 1rem 1.5rem;
  background-color: #FAFCF8;
  border-top: 1px solid var(--color-border);
}

.campaign-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--color-blue-cta);
  text-decoration: none;
}

.campaign-link:hover {
  color: var(--color-blue-cta-hover);
}

.campaign-link .arrow-icon {
  transition: transform var(--transition-fast);
}

.campaign-link:hover .arrow-icon {
  transform: translateX(4px);
}

/* --------------------------------------------------------------------------
   12. HOW IT WORKS SECTION
   -------------------------------------------------------------------------- */
.section-process {
  background-color: var(--color-white);
  border-top: 1px solid var(--color-border);
  border-bottom: 1px solid var(--color-border);
}

.process-flow {
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr;
  gap: 1.5rem;
  align-items: center;
}

@media (max-width: 991px) {
  .process-flow {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }
}

.process-step {
  background-color: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 2.25rem 1.75rem;
  text-align: center;
  position: relative;
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition-normal), box-shadow var(--transition-normal);
}

.process-step:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.step-badge {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background-color: var(--color-blue-cta);
  color: var(--color-white);
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.25rem auto;
  box-shadow: 0 4px 14px rgba(14, 124, 89, 0.28);
}

.step-title {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--color-navy);
  margin-bottom: 0.65rem;
}

.step-text {
  font-size: 0.9375rem;
  color: var(--color-text-muted);
  line-height: 1.55;
  margin: 0;
}

.process-connector {
  width: 40px;
  height: 2px;
  background-color: var(--color-border-input);
  position: relative;
}

.process-connector::after {
  content: '';
  position: absolute;
  right: 0;
  top: -4px;
  width: 0;
  height: 0;
  border-top: 5px solid transparent;
  border-bottom: 5px solid transparent;
  border-left: 7px solid var(--color-blue-trust);
}

@media (max-width: 991px) {
  .process-connector {
    display: none;
  }
}

/* --------------------------------------------------------------------------
   13. FAQS ACCORDION
   -------------------------------------------------------------------------- */
.section-faqs {
  background-color: var(--color-bg-light);
}

.faq-accordion-wrapper {
  max-width: 840px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.faq-item {
  background-color: var(--color-white);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

.faq-item.active {
  border-color: var(--color-border-input);
  box-shadow: var(--shadow-sm);
}

.faq-question {
  width: 100%;
  padding: 1.25rem 1.5rem;
  background: none;
  border: none;
  text-align: left;
  font-family: var(--font-heading);
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--color-navy);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.faq-toggle-icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background-color: var(--color-blue-pale);
  color: var(--color-blue-cta);
  font-size: 1.25rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: transform var(--transition-fast);
}

.faq-item.active .faq-toggle-icon {
  background-color: var(--color-navy);
  color: var(--color-white);
}

.faq-answer {
  padding: 0 1.5rem 1.25rem 1.5rem;
  display: none;
  font-size: 0.96875rem;
  color: var(--color-text-muted);
  line-height: 1.65;
}

.faq-item.active .faq-answer {
  display: block;
}

/* --------------------------------------------------------------------------
   14. FINAL CALL TO ACTION BANNER (Pure White Card Style)
   -------------------------------------------------------------------------- */
.section-cta {
  background-color: var(--color-white);
  border-top: 1px solid var(--color-border);
  border-bottom: 1px solid var(--color-border);
  padding: 4.5rem 0;
}

.cta-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 3rem;
  background-color: #FAFCF8;
  border: 1px solid var(--color-border-input);
  border-radius: var(--radius-xl);
  padding: 3rem 3.5rem;
  box-shadow: var(--shadow-md);
}

@media (max-width: 880px) {
  .cta-container {
    flex-direction: column;
    text-align: center;
    padding: 2.25rem 1.5rem;
    gap: 2rem;
  }
}

.cta-heading {
  font-size: 2.25rem;
  font-weight: 800;
  color: var(--color-navy);
  margin-bottom: 0.5rem;
}

.cta-subtext {
  font-size: 1.125rem;
  color: var(--color-text-muted);
  margin: 0;
}

.cta-actions {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 0.75rem;
  flex-shrink: 0;
}

@media (max-width: 880px) {
  .cta-actions {
    align-items: center;
    width: 100%;
  }
}

.cta-email-link {
  font-size: 0.875rem;
  color: var(--color-text-muted);
  text-decoration: none;
}

.cta-email-link strong {
  color: var(--color-navy);
}

/* --------------------------------------------------------------------------
   15. FOOTER & COMPLIANCE DISCLAIMERS
   -------------------------------------------------------------------------- */
.site-footer {
  background-color: var(--color-white);
  color: var(--color-text-muted);
  padding-top: 4.5rem;
  padding-bottom: 2.5rem;
  border-top: 1px solid var(--color-border);
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 3.5rem;
  margin-bottom: 3.5rem;
}

@media (max-width: 880px) {
  .footer-grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }
}

.footer-col-brand .brand-name {
  color: var(--color-navy);
}

.footer-desc {
  font-size: 0.90625rem;
  line-height: 1.6;
  margin: 1rem 0 1.25rem 0;
  max-width: 480px;
  color: var(--color-text-muted);
}

.footer-contact-item {
  font-size: 0.875rem;
}

.footer-email {
  color: var(--color-blue-cta);
  font-weight: 600;
  text-decoration: none;
}

.footer-heading {
  font-size: 1rem;
  font-weight: 700;
  color: var(--color-navy);
  margin-bottom: 1.25rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.footer-link {
  font-size: 0.90625rem;
  color: var(--color-text-muted);
  text-decoration: none;
  transition: color var(--transition-fast);
}

.footer-link:hover {
  color: var(--color-blue-cta);
}

.footer-bottom {
  padding-top: 2rem;
  border-top: 1px solid var(--color-border);
}

.footer-disclaimer {
  font-size: 0.78125rem;
  line-height: 1.6;
  color: #6B7280;
  margin-bottom: 1.5rem;
}

.footer-copyright-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.84375rem;
  color: #6B7280;
}

@media (max-width: 600px) {
  .footer-copyright-bar {
    flex-direction: column;
    gap: 0.5rem;
    text-align: center;
  }
}

/* Back to Top Button */
.back-to-top {
  position: fixed;
  bottom: 2rem;
  right: 2rem;
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background-color: var(--color-navy);
  color: var(--color-white);
  border: 1px solid rgba(255, 255, 255, 0.15);
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  opacity: 0;
  visibility: hidden;
  transition: all var(--transition-normal);
  z-index: 900;
}

.back-to-top.is-visible {
  opacity: 1;
  visibility: visible;
}

.back-to-top:hover {
  background-color: var(--color-blue-cta);
  transform: translateY(-3px);
}

/* --------------------------------------------------------------------------
   16. SUBPAGE SPECIAL STYLES
   -------------------------------------------------------------------------- */
.page-hero {
  background-color: #FAFCF8;
  padding: 3.5rem 0 2.5rem 0;
  text-align: center;
  border-bottom: 1px solid var(--color-border);
}

.page-title {
  font-size: 2.75rem;
  font-weight: 800;
  color: var(--color-navy);
  margin-bottom: 0.75rem;
}

.page-subtitle {
  font-size: 1.15rem;
  color: var(--color-text-muted);
  max-width: 680px;
  margin: 0 auto;
}

.feature-detail-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3.5rem;
  align-items: center;
}

@media (max-width: 880px) {
  .feature-detail-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
}

.feature-detail-img {
  width: 100%;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}

.policy-content-box {
  background-color: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  max-width: 920px;
  margin: 0 auto;
  box-shadow: var(--shadow-sm);
}

.policy-content-box h2 {
  font-size: 1.5rem;
  margin-top: 1.75rem;
  margin-bottom: 0.75rem;
}

.policy-content-box p,
.policy-content-box ul {
  font-size: 0.96875rem;
  color: var(--color-text-muted);
  line-height: 1.75;
}